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TEXAS HOMEOWNER CALCULATOR

Texas Homestead Exemption Calculator

Compare an estimated bill before and after the general school exemption and school or local optional percentage exemptions.

Enter your figures

Statewide amount for 2026.
Some school districts also adopt a percentage exemption. Check your district in HCAD’s jurisdiction details.
County, city and special districts.
Up to 20%. An adopted percentage exemption is at least $5,000.

Your estimate

Estimated annual saving$2,240
  • Without exemptions$7,525
  • With selected exemptions$5,285
  • Monthly equivalent$187
  • Estimated taxable school value$210,000
  • Estimated taxable value, other units$280,000

Include all approved school exemptions and any local option. An adopted percentage homestead exemption is subject to a $5,000 minimum. Taxing units may use different exemptions; confirm your property record with HCAD and the tax assessor.

Use the property’s physical location.A Houston mailing address does not necessarily mean HCAD is the correct district. Greater Houston spans several counties, so confirm the appraisal district serving the property address.

What this calculator compares

The general residence homestead exemption reduces the taxable value used by a school district. School districts and other taxing units may also adopt their own percentage or fixed exemptions. Include all approved school exemptions and any local option. An adopted percentage homestead exemption is subject to a $5,000 minimum. Because each unit can be different, this is a planning comparison rather than a tax bill.

Useful starting point

Enter the rates from your latest appraisal or tax statement for the most useful estimate.

Questions about this estimate

Is this an official tax calculation?

No. It is an educational planning estimate based on the information you enter.

Will my actual result be different?

It can be. Rates, exemptions, deductions, credits and individual circumstances can change the final amount.

Does the calculator save my information?

No. The calculation runs in your browser and the page does not ask for personal identifying information.